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E&O Insurance >Insurance Type >Mandatory Innocent Party Insurance

Innocent Party Insurance

Mandatory Innocent Party Coverage (associations, partnerships and LAW CORPORATIONS with more than one LAWYER)


Innocent Party Coverage protects members of the public - and thereby you - against the dishonest, fraudulent, criminal, or malicious acts or omissions of present or former partners, associates, employed LAWYERS and firm EMPLOYEE(S). The increased incidence of fraud-related claims also highlights the benefits of Innocent Party Coverage.


Minimum level Innocent Party coverage is required for all LAWYERS practising in association, partnership (including general, MULTI-DISCIPLINE AND/OR COMBINED LICENSEE PARTNERSHIPS and LLP partnerships) or a LAW CORPORATION (with more than one LAWYER).


Coverage sublimit: $250,000 per claim/in the aggregate applicable to claim expenses, indemnity payments and/or costs of repairs. Note that one claim with substantial defence costs would quickly erode the amount of funds available for indemnity.

This $250,000 sublimit coverage is provided within the primary insurance program coverage limits, and not in addition to the $1 million/$2 million coverage in place under the mandatory insurance program.

Premium $250 per insured LAWYER per POLICY PERIOD
Key DatesMore

September 15, 2017
File your LAWPRO Risk Management Declaration by this date to qualify for the $50 premium discount on your 2018 premium for each LAWPRO-approved CPD program (to a maximum of $100) completed by this date.

On or about October 2, 2017
LAWPRO online filing of Professional Liability Insurance renewal applications for 2018 is expected to begin. If you wish to file a paper application instead of filing online, please note that paper renewal applications will not be automatically mailed out, but it is expected that you will be able to download a 2018 pre-populated paper renewal application from our website starting on or about October 2, 2017.


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