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E&O Insurance >Practice Type >Part-time Practice

Part-time Practice Option

Eligibility This option is available only to part-time practitioners who, in their fiscal years commencing in 2017 and in 2018:
  1. restrict their law practice to 20 hours per week on average for each week actually worked and 750 hours per year, of professional time in private practice (including time for undocketed work); and
  2. have gross billings of $90,000 per year or less.
Also, the LAWYER cannot have reported a CLAIM under the LAWPRO liability insurance program, with a repair and/or an indemnity payment made in the last five years.
Coverage & conditions

Qualifying LAWYERS are provided with the base program coverage.

  1. For in-house corporate counsel, hours of professional time and gross billings means that which concerns third parties outside of the EMPLOYER group only.
  2. LAWYERS who have been provided with the Part-Time Practice Option but subsequently exceed the eligibility criteria will lose the part-time practice designation and will have their insurance premium and other terms of insurance amended retroactively to the inception date of the POLICY.
  3. When applying for this option, LAWYERS are not required to consider hours of professional time spent on providing PRO BONO SERVICES (through an approved pro bono PROFESSIONAL SERVICES program) or CLAIMS relating solely to these approved PRO BONO SERVICES.

    Professional time includes all time devoted by the LAWYER to the practice of law in Ontario and other provinces of Canada (other than Quebec), including time spent, for example:
    • in private practice;
    • attending to office administration;
    • providing volunteer PRO BONO SERVICES (except pro bono PROFESSIONAL SERVICES provided through a LAWPRO-approved program associated with Pro Bono Ontario);
    • attending legal education programs during business hours;
    • on board related activities, if acting as a LAWYER; and
    • travelling in your capacity as a LAWYER.

    Professional time does not include time spent on continuing education courses or as a board director, or time devoted to business development or social time with clients.
Premium

Qualifying LAWYER(S) are eligible for a discount equal to 50% of the base premium.*

*Note: The maximum premium discount for Restricted Area of Practice, Part-Time Practice options and the New Lawyer discount combined cannot exceed 50 per cent of the base premium.
To apply Complete the Part-time Practice Declaration on the Insurance Application.
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Key DatesMore

January 31, 2018
Real estate and civil litigation transaction levies and forms are due for the quarter ended December 31, 2017.

February 6, 2018
Lump sum payment of 2018 premium by cheque or pre-authorized bank account withdrawal received on or before this date are eligible for a $50 (per lawyer) early payment discount on the 2018 policy premium (see the 2018 Program Guide for details).


 

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